After generating your starting statistic values, you pick a culture and vocation as per the written rules. (Remembering that all characters are human the Fey and Woad background cultures are off limits).
Next up is the background options, as this campaign is low magic there are a few changes here. All characters start with either 2 minor tier background options, or 1 major background option.
Finally complete the finishing touches on your character as per the book. Note that starting equipment and wealth will be handled differently (with a more traditional coin based equipment system instead of a general wealth score which will be the subject of the next post).